At Equipment Capital Corp, we help businesses in Western Canada arrange equipment financing and leasing. Based in Calgary, we work with business owners who need to buy equipment, replace older machines, or expand their operations. We take time to understand your business and cash flow before exploring funding options.
If you are researching private business loans, a financing brokerage, or snow removal equipment financing, we can explain the services we offer. Our approach starts with a conversation about your equipment needs and how financing could fit your business.
Our Background
Our team brings experience in banking, business lending, and financial management. This background helps us understand both lender requirements and the daily costs of running a business.
We want to know what equipment you need, why you need it, and how you plan to manage payments. We also help prepare paperwork and communicate with lenders throughout the application process.
Our Financing Services
We offer several ways to support equipment purchases and other business needs:
- Capital and operating leases: Agreements that allow you to use equipment in return for payments.
- Term loans: Loans repaid over an agreed period.
- Asset-based lending: Funding secured against business assets.
- Working capital financing: Funding to help cover operating costs.
- Pre-approved equipment lines: Funding arranged ahead of equipment purchases.
- Refinancing: Options for changing existing financing arrangements.
- Factoring: An additional business funding option you can discuss with us.
The right option depends on what you need to fund. A term loan may suit a single equipment purchase, while working capital financing may help with operating expenses.
If you need a business line of credit, ask us which available options fit your purpose. An equipment funding line may have different rules from credit used for general expenses. We review each deal separately, and all terms, payment plans, and security requirements remain subject to approval.
Snow Removal Equipment Financing
We arrange equipment leasing for snow removal businesses, including new operators and established companies looking to grow.
We can help you explore funding for snow removal equipment including snow blowers, snow plows, loaders, dump trucks, tractors, sanders, and spreaders. We also work with equipment needs involving trucks and plow attachments for skid steers, ATVs, and UTVs.
You may need to replace a machine that has broken down or add equipment for a new contract. Leasing spreads payments over time, which may help you keep cash available for wages, fuel, maintenance, and other costs.
Before you commit to a purchase, speak with us about the equipment and proposed payment plan. We can review funding options and explain the requirements.
What You Can Expect From Us
Access to Multiple Lenders
We have access to more than 20 lenders. This gives us several funding sources to consider when reviewing your application.
We also work with businesses whose equipment needs may fall outside the lending rules of traditional banks. We assess your situation and explore available options. Approval depends on the application and lender requirements.
Payment Plans That Consider Your Seasons
We can request payment schedules that reflect seasonal cash flow. This may help snow removal contractors whose income changes throughout the year.
Depending on approved credit and the financing agreement, you may also qualify for no payments during the first three months. We can explain when monthly payments would begin and how a payment delay affects the amount you repay.
Direct Support From Our Team
Our team works with you to understand your financing needs, answer questions, and guide you through the application process. We maintain direct relationships with funding sources and do not act as a financing brokerage negotiating between parties.
Ask us who will provide your funding and who will manage the agreement. We want you to understand the arrangement before you proceed.
Support for Equipment Dealers
Let’s Discuss Your Financing Needs
Before you accept a business loan or lease, we encourage you to ask about the interest rate, fees, total repayment amount, deposit, and security requirements. You should also understand seasonal payment options, early repayment terms, and what happens when a lease ends. Explore our business financing services to learn how we can help.
Whether you are comparing private business loans or planning an equipment purchase, our team can discuss your funding options.
Ready to prepare for winter? Start your financing application for your next snow removal equipment purchase.
